Comprehensive Financial Planning

Fee-Only Planning

We are a fee-only financial planning firm dedicated to helping you and your family build a sustainable financial future based on your vision for your life. Fee-only means that we charge only for services rendered, including financial plan preparation and maintenance, tax return preparation, and management of financial assets. We do not charge commissions for the sale of financial products, thus eliminating the conflicts of interest inherent in such an arrangement. Fee-only financial planning places the focus of the relationship where it should be: providing unbiased advice that is in your best interest.

The Financial Planning Process

A financial plan is a roadmap that will help you reach financial goals.  Having a plan allows you to take control of every area of your finances: your investments, taxes, insurance, cash flow, estate, and more.  Financial plans are as varied as the people with whom we work. We believe that it is critical to spend time understanding both your needs and dreams before we provide any advice. Then we will create a customized plan and help you implement it.  Finally, we will be by your side as you implement the plan, reviewing the strategies in it regularly to keep it up-to-date as changes in your life occur.

Planning Provides a Critical Roadmap

Creating an individualized financial plan is an important step in your financial life. It is, however, only one step in a lifelong process. Since we live in a dynamic world, regular reviews and plan-updates are critical. Tax laws, social security laws, jobs, financial markets, and personal situations change as the years go by. These changes necessitate reviews and plan updates to help ensure that you stay on track to achieve your life goals.

Procrastination

The biggest enemy to attaining life goals is putting off the effort to create and implement a plan. Don’t let procrastination be your enemy! 

For information about fees and services read here.